Using actuarial science and predictive analytics, Vinmar Capital Group can help clients maximize the profitability of service contracts and to efficiently manage the risk underlying their service agreements. The success of a service agreement and/or service contract program relies on proper forecasts and analytics. These forecasts depend on a number of factors that go far beyond simply projecting product failure—including warranty cost and duration, product mix, seasonal patterns, and changes in consumer behavior. As leading experts in this area, Vinmar Capital Group actuaries bring decades of experience to the warranty business, offering both insurance and non-insurance clients a deep understanding of the risk involved in the following types.